WHAT ARE THE DIFFERENCES BETWEEN A USD CARD AND A XAF CARD?
Hello dear PaySiker!
You are about to get a PaySika Visa Bank Card to make your multiple online payments. However, between the XAF Virtual Card and the USD Virtual Card, you’re not sure which one to choose. Well, you’ve come to the right place. In this article, we’ll tell you everything you need to know about these two PaySika Visa Bank Cards to help you make the right choice. If you already have one and wish to get the other, this article is also for you, so stick around until the end.
Get your PaySika USD Bank Card here.
XAF Card and USD Card
You might be wondering what the differences are between the USD Virtual Bank Card and the XAF Virtual Bank Card.
Here are a few:
So you're wondering what the differences are between the USD virtual bank card and the Xaf card?
Services | XAF Card | USD Card |
|---|---|---|
Card Creation | Free | 3000 XAF with 1 $ free |
Online Payments | 1.79% of the transaction amount | Free |
Card Top-Up | Free | 2.5% of the top-up amount. |
Dollar Rate | Variable | 650 XAF on top-up and 610 XAF on withdrawal. |
Minimum Top-Up | 100 XAF | 654 XAF |
Minimum Withdrawal | 100 XAF | 600 XAF |
Limit Removal | Not Available | Available, upon providing proof of payment with the exact transaction amount |
The USD card, provided by a partner, is in USD currency, while the XAF card, exclusive to PaySika, is in FCFA. It is also important to note that the 1835 XAF fee for creating the USD card is divided as follows:
1000 XAF for the card purchase fee,
$1 (685 XAF) for pre-funding,
150 XAF for the card top-up fee.
Nevertheless, you can find some of the functionalities of your XAF cards in your USD cards:
For instance, you have the ability to lock and unlock your card yourself. Additionally, both cards have a validity period of 3 years from the date of creation.
Would you like to have a USD card? It’s very simple! Just write to us directly via the in-app chat or on our social media platforms, and we’ll take care of the rest.
If you’d prefer an XAF card instead, you can get it for free by downloading the app through this link: https://link.paysika.co/AppV3dispo .
Updated on: 06/11/2026
Thank you!