Job Offer: Head of Finance

Job title: Head of Finance

Location: Douala, Akwa, rue-Foch

Working conditions: On site

Type of contract: Permanent contract

Who Are We?

PaySika is an innovative fintech transforming financial services across Central Africa and beyond. A few years ago, the PaySika app was launched in Cameroon, enabling users for the first time to obtain a prepaid Visa bank card from home in just a few minutes. To deposit money, users are using local funding methods such as mobile money and bank accounts. Since then, PaySika has supported hundreds of thousands of people in their daily financial activities, including online and offline payments, peer-to-peer transfers, bill payments, and interoperable transfers, positioning the company as a pioneer in its segment.

PaySika is backed by reputable investors, a strong signal of its ability to sustainably reshape the financial landscape in a region where only 25% of the population has access to traditional banking services.

Role Description

As the first Head of Finance in our Cameroon Office, your mission will be to build from scratch the financial infrastructure needed to support a high growth fintech. You will ensure liquidity, regulatory compliance with taxes, build processes and automate. This is a strategic and hands-on role given that you will be working in close partnership with the leadership team and investors, so as to drive financial clarity, capital efficiency and as a result trust from various stakeholders.

Main responsibilities

1. Financial Steering & Performance

• Produce monthly P&L, cash flow, balance sheet, and variance analysis.
• Build the budget and rolling forecast with scenarios.
• Implement a KPI pack (volumes, net revenue, margin, CAC / ARPU / LTV, churn, conversion, cost per partner).
• Challenge teams on performance (costs, marketing ROI, product margins).

2. Treasury & Cash Management

• Build and maintain a cash flow forecast (weekly / monthly).
• Manage banks, wallets, and funds in transit (settlement) and optimize cash availability.
• Implement spending discipline (budgets, caps, approvals, monitoring).
• Lead negotiations of terms and payment conditions with suppliers and partners.
• Design and execute the strategy for pre-funding card wallets to minimize service downtime due to liquidity gaps.

3. Payment Flows / Settlement / Reconciliations (Fintech)

• Map all money flows (top-ups, payments, commissions, refunds, chargebacks).
• Set up reconciliations: transactions ↔ PSP ↔ bank ↔ internal ledger.
• Monitor and reduce outstanding discrepancies, delays, and losses.
• Control the profitability of flows (fees, FX, chargebacks) and adjust pricing/margins accordingly.

4. Accounting, Tax, Audit & Internal Control

• Oversee accounting (internal and outsourced), payroll, and taxation.
• Organize the monthly close process (cut-off, provisions, balance justifications).
• Implement internal controls (segregation of duties, delegations, access control, audit trail).
• Prepare for and manage audits (financial, partners, regulatory requirements).
• Provide the financial logic and forecast components for key services requiring regulatory approval.

5. Investors & Financing

• Keep the data room up to date (financials, contracts, KPIs).
• Produce the financial model and investor/board reporting.
• Lead due diligence processes (Q&A, evidence, data consistency, coordination).
• Establish a single source of truth (SSOT) for all financial KPIs (moving beyond Excel, with automation and/or AI-enabled Power BI tooling).

6. Multi-country / Group Structuring

• Structure multi-entity reporting (chart of accounts, KPI standards).
• Oversee intercompany flows (recharges, agreements, treasury).
• Monitor tax and regulatory matters related to expansion.

7. Management

• Manage the finance team (accounting, control, treasury, FP&A).
• Hire, structure roles, and implement finance rituals/processes.
• Supervise / set up the ERP accounting software integrated with the backend.

Required profile

• Experience: 5–7+ years in finance, with at least 2–3 years in a high-growth startup or a Tier-1 audit firm (Big 4) in CEMAC. Experience in the banking/fintech sector is a major plus.
• Technical skills: Deep knowledge of OHADA accounting and COBAC regulations. Mastery of financial modeling in Excel/Google Sheets.
• Language: Fluent in French and English.
• Mindset: Hands-on, comfortable moving from board-level discussions to detailed operational reconciliations.

Why join PaySika?

• A meaningful mission shaping the financial future of Central Africa.
• A dynamic, innovative and collaborative environment.
• Strong growth opportunities (Regional Director and/or Group CFO).

How to apply

Send your resume to jobs@paysika.co with subject “Head of finance”.

Deadline: 10/02/2026

We look forward to reviewing your profile and welcome you to join the PaySika adventure!

Updated on: 30/01/2026