> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://aide.paysika.co/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What is a Virtual Card? / PaySika

**Hello, welcome to this article !**

Many people use bank cards without fully understanding what they actually represent. If you're in this situation, don't worry, in this article, we'll explain everything about the PaySika Visa bank card.

The **PaySika Virtual Visa Card** is a **FREE** digital payment card, directly linked to your PaySika account. Unlike a physical card, it exists only in a digital form, but it shares the same key features :


| Element  | Description |
| ---- |
|  Cardholder Name |  The name registered on your PaySika account. |
| Card Number | 
16 unique digits for each transaction.
 |
| CVV | A 3-digit security code on the back. |
| Expiration Date | Valid until the last day of the indicated month. |
Designed exclusively for online purchases, it protects your main account: even in the event of hacking, your main funds remain intact. Additionally, no sensitive data from your account is shared during transactions. This ensures fast, secure payments wherever you are.

### How to get your PaySika Virtual Card?

For a **XAF bank card **:

1. Download the app from PlayStore or AppStore.
    
2. Open the PaySika app.
    
3. Go to the "Cards" section.
    
4. Click on "Create a virtual card" and confirm.

If you would like to also benefit from a **premium USD bank card**, simply write to us via the app's chat, and we will proceed with its creation, at the cost of 5000 FCFA.

**One account, one free bank card, PaySika !**

For any questions or additional assistance, feel free to contact us. We are here to help you get the most out of your PaySika experience.

See you soon for more discoveries !

You may be interested in: [How to create your first virtual XAF bank card with PaySika](https://aide.paysika.co/fr/article/comment-creer-votre-premiere-carte-bancaire-virtuelle-xaf-paysika-1ca8l8p/)